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National mission for financial inclusion launched in August 2014 — zero-balance bank accounts with RuPay debit cards for the unbanked. By the Ministry's decade-completion release, over 53 crore accounts held more than ₹2.3 lakh crore in deposits, about 56 per cent of them held by women.
A basic bank account for every unbanked household, with RuPay card, overdraft eligibility and direct-benefit-transfer routing.
Unbanked households and individuals outside the formal banking system